[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eccr.cz\/je-byt-stastny-o-penezich\/#Article","mainEntityOfPage":"https:\/\/www.eccr.cz\/je-byt-stastny-o-penezich\/","headline":"Je b\u00fdt \u0161\u0165astn\u00fd o pen\u011bz\u00edch?","name":"Je b\u00fdt \u0161\u0165astn\u00fd o pen\u011bz\u00edch?","description":"Mo\u017en\u00e1 si \u0159\u00edk\u00e1te, \u017ee nem\u016f\u017eete b\u00fdt dokonale \u0161\u0165astn\u00ed, pokud nejste bohat\u00ed. B\u00fdt bez pen\u011bz jist\u011b nen\u00ed nic p\u0159\u00edjemn\u00e9ho, ale v\u00e1\u017en\u011b si mysl\u00edte, \u017ee ti, co maj\u00ed pen\u00edze jsou i \u0161\u0165astn\u00ed? Mysl\u00edte, \u017ee to chce m\u00edt dost pen\u011bz fahd.cz, abyste nem\u011bli \u017e\u00e1dn\u00e9 starosti? A kdo \u0159\u00edk\u00e1, \u017ee ti, kter\u00e9 vid\u00edte stav\u011bt si nov\u00fd rodinn\u00fd domek nemaj\u00ed ... <a title=\"Je b\u00fdt \u0161\u0165astn\u00fd o pen\u011bz\u00edch?\" class=\"read-more\" href=\"https:\/\/www.eccr.cz\/je-byt-stastny-o-penezich\/\">Read more<span class=\"screen-reader-text\">Je b\u00fdt \u0161\u0165astn\u00fd o pen\u011bz\u00edch?<\/span><\/a>","datePublished":"2023-01-28","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.eccr.cz\/author\/#Person","name":"","url":"https:\/\/www.eccr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eccr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.eccr.cz\/wp-content\/uploads\/wallet-g90fc03ba5_640.jpg","url":"https:\/\/www.eccr.cz\/wp-content\/uploads\/wallet-g90fc03ba5_640.jpg","height":0,"width":0},"url":"https:\/\/www.eccr.cz\/je-byt-stastny-o-penezich\/","about":["Finance"],"wordCount":442,"articleBody":"       Mo\u017en\u00e1 si \u0159\u00edk\u00e1te, \u017ee nem\u016f\u017eete b\u00fdt dokonale \u0161\u0165astn\u00ed, pokud nejste bohat\u00ed. B\u00fdt bez pen\u011bz jist\u011b nen\u00ed nic p\u0159\u00edjemn\u00e9ho, ale v\u00e1\u017en\u011b si mysl\u00edte, \u017ee ti, co maj\u00ed pen\u00edze jsou i \u0161\u0165astn\u00ed? Mysl\u00edte, \u017ee to chce m\u00edt dost pen\u011bz fahd.cz, abyste nem\u011bli \u017e\u00e1dn\u00e9 starosti? A kdo \u0159\u00edk\u00e1, \u017ee ti, kter\u00e9 vid\u00edte stav\u011bt si nov\u00fd rodinn\u00fd domek nemaj\u00ed \u017e\u00e1dn\u00e9 starosti? V\u011bt\u0161ina nov\u00fdch domk\u016f je postaveno za hypot\u00e9ky, a hypot\u00e9ka, to je z\u00e1vazek na dvacet a v\u00edce let, kdy se mus\u00ed spl\u00e1cet. Kdy\u017e vy\u0159izujete hypot\u00e9ku, jste mlad\u00ed, bez nemoc\u00ed, ale v\u011bt\u0161inou i bez d\u011bt\u00ed. A jak v\u00edte, jak se va\u0161e finan\u010dn\u00ed situace m\u016f\u017ee zm\u011bnit b\u011bhem p\u00e1r let? Budete m\u00edt na spl\u00e1tky? A co kdy\u017e bohu\u017eel onemocn\u00edte anebo se budete cht\u00edt rozv\u00e9st? Jak rozd\u011bl\u00edte hypot\u00e9ku? Starosti tady budou v\u017edycky, dokud d\u016fm nesplat\u00edte. A v\u00edte, jak m\u016f\u017ee b\u00fdt n\u00e1ro\u010dn\u00e9, pokud spl\u00e1c\u00edte hypot\u00e9ku a pot\u0159ebujete n\u011bjakou vy\u0161\u0161\u00ed \u010d\u00e1stku nap\u0159. na nov\u00e9 auto? V dob\u011b, kdy spl\u00e1c\u00edte hypot\u00e9ku a \u017eena je na mate\u0159sk\u00e9 je nov\u00e9 auto pro mnoh\u00e9 nesplniteln\u00fd sen.Mo\u017en\u00e1 bydl\u00edte v pronajat\u00e9m byt\u011b a po zaplacen\u00ed n\u00e1jmu a v\u0161ech pot\u0159ebn\u00fdch v\u00fddaj\u016f v\u00e1m nezbude moc pen\u011bz. Ale mysl\u00edte, \u017ee kdybyste si vzali hypot\u00e9ku a ka\u017ed\u00fd m\u011bs\u00edc byste museli po\u010d\u00edtat s pravideln\u00fdmi spl\u00e1tkami, \u017ee by to v\u00e1m to p\u0159ineslo v\u00edce \u0161t\u011bst\u00ed? V tom p\u0159\u00edpad\u011b, co v\u00e1m br\u00e1n\u00ed, abyste si hypot\u00e9ku vzali. I s n\u00edzk\u00fdm p\u0159\u00edjmem m\u016f\u017eete hypot\u00e9ku z\u00edskat. Pokud ne od banky, tak od nebankovn\u00edch spole\u010dnost\u00ed, kter\u00fdch je na trhu v\u00edcero.Ale co kdy\u017e z\u016fstanete d\u00e1l bydlet v podn\u00e1jmu a nau\u010d\u00edte se m\u00edt radost ze v\u0161edn\u00edch radost\u00ed a nebudete se tr\u00e1pit ot\u00e1zkou pen\u011bz. Nen\u00ed p\u0159ece nic \u0161patn\u00e9ho na tom, \u017e\u00edt skromn\u011b. Vz\u00edt o v\u00edkendu kolo a jet se zadarmo projet p\u0159\u00edrodou. Vz\u00edt d\u011bti do parku a zahr\u00e1t si s nimi badminton nebo si jen tak zakopat do bal\u00f3nu. Na dovolenou sbalit stan a zajet po kempech v \u010cesk\u00e9 republice. N\u011bkdy sta\u010d\u00ed ke \u0161t\u011bst\u00ed si m\u00e9n\u011b st\u011b\u017eovat a v\u00edce se radovat. I z mali\u010dkost\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je b\u00fdt \u0161\u0165astn\u00fd o pen\u011bz\u00edch?","item":"https:\/\/www.eccr.cz\/je-byt-stastny-o-penezich\/#breadcrumbitem"}]}]