[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eccr.cz\/jak-ziskat-svuj-byt\/#Article","mainEntityOfPage":"https:\/\/www.eccr.cz\/jak-ziskat-svuj-byt\/","headline":"Jak z\u00edskat sv\u016fj byt?","name":"Jak z\u00edskat sv\u016fj byt?","description":"\u010clov\u011bk nen\u00ed jak zn\u00e1mo hlem\u00fd\u017e\u010f. A i kdy\u017e je to ur\u010dit\u011b ve v\u011bt\u0161in\u011b ohled\u016f dob\u0159e, i kdy\u017e jsme na tom my lid\u00e9 v porovn\u00e1n\u00ed s hlem\u00fd\u017edi v mnoha ohledech l\u00e9pe, jedno m\u016f\u017eeme t\u011bmto drobn\u00fdm tvor\u016fm z\u00e1vid\u011bt. A sice to, \u017ee se mezi nimi nevyskytuj\u00ed bezdomovci. Ka\u017ed\u00fd hlem\u00fd\u017e\u010f prost\u011b m\u00e1 sv\u016fj dome\u010dek, se kter\u00fdm p\u0159ich\u00e1z\u00ed na ... <a title=\"Jak z\u00edskat sv\u016fj byt?\" class=\"read-more\" href=\"https:\/\/www.eccr.cz\/jak-ziskat-svuj-byt\/\">Read more<span class=\"screen-reader-text\">Jak z\u00edskat sv\u016fj byt?<\/span><\/a>","datePublished":"2022-01-14","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.eccr.cz\/author\/#Person","name":"","url":"https:\/\/www.eccr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eccr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.eccr.cz\/wp-content\/uploads\/stovky%20dolar%C5%AF_10_4.jpg","url":"https:\/\/www.eccr.cz\/wp-content\/uploads\/stovky%20dolar%C5%AF_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.eccr.cz\/jak-ziskat-svuj-byt\/","about":["Finance"],"wordCount":420,"articleBody":"   \u010clov\u011bk nen\u00ed jak zn\u00e1mo hlem\u00fd\u017e\u010f. A i kdy\u017e je to ur\u010dit\u011b ve v\u011bt\u0161in\u011b ohled\u016f dob\u0159e, i kdy\u017e jsme na tom my lid\u00e9 v porovn\u00e1n\u00ed s hlem\u00fd\u017edi v mnoha ohledech l\u00e9pe, jedno m\u016f\u017eeme t\u011bmto drobn\u00fdm tvor\u016fm z\u00e1vid\u011bt. A sice to, \u017ee se mezi nimi nevyskytuj\u00ed bezdomovci. Ka\u017ed\u00fd hlem\u00fd\u017e\u010f prost\u011b m\u00e1 sv\u016fj dome\u010dek, se kter\u00fdm p\u0159ich\u00e1z\u00ed na sv\u011bt. Co\u017e pro n\u00e1s lidi nen\u00ed typick\u00e9. My v\u011bt\u0161inou nem\u00e1me bydlen\u00ed jist\u00e9, dokud si ho nepo\u0159\u00edd\u00edme, co\u017e nen\u00ed rozhodn\u011b nic jednoduch\u00e9ho.Po\u0159\u00edzen\u00ed si n\u011bjak\u00e9ho domu nebo bytu by sice mohlo b\u00fdt jednoduch\u00e9, ale tak by tomu bylo jedin\u011b v p\u0159\u00edpad\u011b, \u017ee bychom byli natolik dob\u0159e finan\u010dn\u011b zaopat\u0159en\u00ed, abychom si mohli takovou nemovitost koupit. A tolik pen\u011bz mnoz\u00ed z n\u00e1s zkr\u00e1tka nemaj\u00ed. A kdyby m\u011bli \u010dekat, ne\u017e si dost na\u0161et\u0159\u00ed, nemuseli by se nikdy bydlen\u00ed ve sv\u00e9m do\u010dkat. Proto\u017ee je tu draho a ceny nemovitost\u00ed \u0161plhaj\u00ed vzh\u016fru \u010dasto rychleji ne\u017e \u00faspory lid\u00ed.A jak si tedy bydlen\u00ed zajistit? Kde vz\u00edt prost\u0159edky na koupi aspo\u0148 n\u011bjak\u00e9ho bytu?N\u011bkdy pom\u016f\u017ee hypot\u00e9ka, d\u00edky kter\u00e9 si \u010dlov\u011bk koup\u00ed sv\u016fj byt do vlastnictv\u00ed. To se d\u00e1 n\u011bjak\u00e1 nemovitost do z\u00e1stavy, z\u00edskaj\u00ed se pen\u00edze na koupi zvolen\u00e9 nemovitosti, a pak u\u017e se jenom po dlouh\u00e1 l\u00e9ta spl\u00e1c\u00ed.Ov\u0161em stejn\u011b jako u jin\u00fdch p\u016fj\u010dek nen\u00ed ani u hypot\u00e9k nikdy jist\u00e9, \u017ee \u017eadatel o takovou finan\u010dn\u00ed pomoc usp\u011bje. Je tu toti\u017e pochopiteln\u011b nutn\u00e9 prok\u00e1zat i schopnost p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1tit. A to je p\u0159i \u010d\u00e1stk\u00e1ch, kter\u00e9 se za vlastn\u00ed bydlen\u00ed plat\u00ed, nejednou nemo\u017en\u00e9.A co kdy\u017e tedy \u010dlov\u011bk nedostane hypot\u00e9ku na koupi soukrom\u00e9ho bytu? Pak to m\u016f\u017ee zkusit t\u0159eba u nebankovn\u00ed spole\u010dnosti a koupit si aspo\u0148 byt dru\u017estevn\u00ed. Ona je toti\u017e hypot\u00e9ka na dru\u017estevn\u00ed byt \u010dasto mnohem dostupn\u011bj\u0161\u00ed. B\u00fdv\u00e1 sice o n\u011bco dra\u017e\u0161\u00ed a p\u016fj\u010duje se jenom men\u0161\u00ed pod\u00edl z ceny, kter\u00e1 se za takov\u00fd objekt mus\u00ed zaplatit, ale vzhledem k ni\u017e\u0161\u00ed cen\u011b dru\u017estevn\u00edch byt\u016f si m\u016f\u017ee p\u016fj\u010dit v\u00edce lid\u00ed. Proto\u017ee se men\u0161\u00ed \u010d\u00e1stka sn\u00e1ze spl\u00e1c\u00ed. A pak je hned kde bydlet.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak z\u00edskat sv\u016fj byt?","item":"https:\/\/www.eccr.cz\/jak-ziskat-svuj-byt\/#breadcrumbitem"}]}]